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Delivering Better Mobile App Performance with HTML5

Gabriel Lowy

Banks, investment firms and insurance companies are struggling to meet demand for mobile applications by both consumers and employees, particularly in organizations that have implemented BYOD (Bring Your Own Device) programs. With the explosion in the number of data points firms are analyzing, coupled with the proliferation of smartphones and tablets, more enterprises need to implement a cross-platform development strategy for better mobile app performance with HTML5.

Most of the new development is being driven by a focus on rich user experience assurance enabled by new platforms. As more users interact with their institutions via mobile devices, robust application performance is critical amid intense competition. Research has shown that users typically have a patience threshold of less than four seconds for a web page to load on a mobile device; on a desktop it is even lower. While developing for mobile apps, especially for consumers, requires more frequent updates than a traditional website, it is imperative to maximize user experience.

In addition to consumer-facing apps, business intelligence is an area where HTML5 has become the preferred platform for mobile devices. Developers can create a report dashboard once and have it automatically available on any device with an HTML5 compliant browser. And with advanced caching options that improve device operation, HTML5 applications enable enhanced visualization for analytics. Developers can now deliver rich and detailed views of data, giving institutions better and faster insights into customer functionality preferences and service needs.

Financial firms also need to integrate mobile apps with their back-end systems to adhere to GRC (governance, regulatory, compliance) mandates. This includes possible new mobile banking rules to deal with data entry error resolution owing to smaller keyboards, as well as data security and fraud risks, particularly if third-party providers are involved.

The Numbers Tell the Story

Gartner forecasts that over 2.3 billion mobile devices will ship worldwide this year. Tablets are expected to grow by 67.9% over 2012, while mobile phones are projected to increase by 4.3%, as notebook and desktop PC shipments are expected to decline by 10.6%.

As a result, development for mobile applications is accelerating, outpacing that of apps for Web or desktops. And more CIOs are opting for HTML5 as the preferred standard for developing cross-platform web and mobile applications. Written in JavaScript and supporting increasingly sophisticated graphic capabilities, HTML5 run in Web browsers is becoming increasingly agnostic to the nature of the device running the browser.

Reducing the need to create native applications for multiple platforms means faster time-to-market and insights by speeding up the development process while reducing costs. The smaller screens and limited computing resources of mobile devices also force developers to improve their efficiency and effectiveness. Since performance of apps can vary on different devices, and new devices continue to be introduced, CIOs should implement agile best practices in their dev/test environments.

While final specifications of HTML5 are unlikely to be ratified until 2014, a recent survey by Evans Data is very telling about adoption. Of 1,200 developers, 75% are already using HTML5 for application development.

In terms of importance to the development cycle, respondents also rated HTML5 20% higher on average than Microsoft’s Silverlight or Adobe’s Flash, both of which require tags or special plug-ins at additional cost for certain media capabilities. Notably, some major financial firms have begun to develop exclusively with HTML5 for mobile and web, giving up on creating native, platform-specific apps.

Greater Flexibility at Lower Cost

As mentioned above, the key driver of this evolution is the rich user experience demanded by new platforms. These include powerful audio and video support, increasing device storage capabilities and highly advanced accessibility. But the most significant technology facilitator has been the incorporation of auto-updating in the major browsers. This has given developers more confidence using HTML5, CSS3 and Javascript features.

In addition, next-generation no-SQL databases such as MongoDB, CouchDB and ZeroMQ alleviate the complexity of database migration scripts and code re-writes necessitated by traditional software to make even minor changes. As an open format interoperable between mobile and web, HTML5 also reduces the risk of vendor lock-in. Developers leveraging greater choice of tools and extended support available in the open source community are not limited by proprietary plug-ins.

Institutions are also using tools to measure response times for mobile apps and web performance. IT teams should establish key performance indicators (KPIs) to establish benchmarks for user experience assurance and expedite troubleshooting. While network issues may sometimes explain slow response times, developer efficiency is often more important. Composite apps with fewer page elements allow pages to load faster — even if the institution cannot cram all of the information it would like onto pages. A byproduct is tighter collaboration between IT and marketing.

Not Perfect, But Worth the Effort

Technical glitches that occur across and within mobile platforms still need to be addressed. Since HTML apps do not communicate directly with the user’s device, they cannot easily tap into native operating systems capabilities such as GPS, audio and video. For this, Forrester recommends developers use HTML5test.com, Modernizr and the HTML5 boilerplate for differences in browser support and identify cross-platform features.

Of note, older versions of Microsoft Explorer do not work effectively with HTML5. Additionally, tools and documentation for mobile web application development are not fully complete. Finally, demand for native apps will still exist where deeper hardware integration and acceleration or ultra-fast performance is required.

Nevertheless, CIOs at many financial firms see HTML5 as a high-ROI solution. It can replace the silos of native operating systems and hybrid apps build on proprietary platforms with open, device-agnostic platforms that provide full and consistent web access. With a common language, HTML5 will completely overtake native operating systems development.

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Enterprises are under pressure to scale AI quickly. Yet despite considerable investment, adoption continues to stall. One of the most overlooked reasons is vendor sprawl ... In reality, no organization deliberately sets out to create sprawling vendor ecosystems. More often, complexity accumulates over time through well-intentioned initiatives, such as enterprise-wide digital transformation efforts, point solutions, or decentralized sourcing strategies ...

Nearly every conversation about AI eventually circles back to compute. GPUs dominate the headlines while cloud platforms compete for workloads and model benchmarks drive investment decisions. But underneath that noise, a quieter infrastructure challenge is taking shape. The real bottleneck in enterprise AI is not processing power, it is the ability to store, manage and retrieve the relentless volumes of data that AI systems generate, consume and multiply ...

The 2026 Observability Survey from Grafana Labs paints a vivid picture of an industry maturing fast, where AI is welcomed with careful conditions, SaaS economics are reshaping spending decisions, complexity remains a defining challenge, and open standards continue to underpin it all ...

The observability industry has an evolving relationship with AI. We're not skeptics, but it's clear that trust in AI must be earned ... In Grafana Labs' annual Observability Survey, 92% said they see real value in AI surfacing anomalies before they cause downtime. Another 91% endorsed AI for forecasting and root cause analysis. So while the demand is there, customers need it to be trustworthy, as the survey also found that the practitioners most enthusiastic about AI are also the most insistent on explainability ...

In the modern enterprise, the conversation around AI has moved past skepticism toward a stage of active adoption. According to our 2026 State of IT Trends Report: The Human Side of Autonomous AI, nearly 90% of IT professionals view AI as a net positive, and this optimism is well-founded. We are seeing agentic AI move beyond simple automation to actively streamlining complex data insights and eliminating the manual toil that has long hindered innovation. However, as we integrate these autonomous agents into our ecosystems, the fundamental DNA of the IT role is evolving ...

AI workloads require an enormous amount of computing power ... What's also becoming abundantly clear is just how quickly AI's computing needs are leading to enterprise systems failure. According to Cockroach Labs' State of AI Infrastructure 2026 report, enterprise systems are much closer to failure than their organizations realize. The report ... suggests AI scale could cause widespread failures in as little as one year — making it a clear risk for business performance and reliability.

The quietest week your engineering team has ever had might also be its best. No alarms going off. No escalations. No frantic Teams or Slack threads at 2 a.m. Everything humming along exactly as it should. And somewhere in a leadership meeting, someone looks at the metrics dashboard, sees a flat line of incidents and says: "Seems like things are pretty calm over there. Do we really need all those people?" ... I've spent many years in engineering, and this pattern keeps repeating ...

Delivering Better Mobile App Performance with HTML5

Gabriel Lowy

Banks, investment firms and insurance companies are struggling to meet demand for mobile applications by both consumers and employees, particularly in organizations that have implemented BYOD (Bring Your Own Device) programs. With the explosion in the number of data points firms are analyzing, coupled with the proliferation of smartphones and tablets, more enterprises need to implement a cross-platform development strategy for better mobile app performance with HTML5.

Most of the new development is being driven by a focus on rich user experience assurance enabled by new platforms. As more users interact with their institutions via mobile devices, robust application performance is critical amid intense competition. Research has shown that users typically have a patience threshold of less than four seconds for a web page to load on a mobile device; on a desktop it is even lower. While developing for mobile apps, especially for consumers, requires more frequent updates than a traditional website, it is imperative to maximize user experience.

In addition to consumer-facing apps, business intelligence is an area where HTML5 has become the preferred platform for mobile devices. Developers can create a report dashboard once and have it automatically available on any device with an HTML5 compliant browser. And with advanced caching options that improve device operation, HTML5 applications enable enhanced visualization for analytics. Developers can now deliver rich and detailed views of data, giving institutions better and faster insights into customer functionality preferences and service needs.

Financial firms also need to integrate mobile apps with their back-end systems to adhere to GRC (governance, regulatory, compliance) mandates. This includes possible new mobile banking rules to deal with data entry error resolution owing to smaller keyboards, as well as data security and fraud risks, particularly if third-party providers are involved.

The Numbers Tell the Story

Gartner forecasts that over 2.3 billion mobile devices will ship worldwide this year. Tablets are expected to grow by 67.9% over 2012, while mobile phones are projected to increase by 4.3%, as notebook and desktop PC shipments are expected to decline by 10.6%.

As a result, development for mobile applications is accelerating, outpacing that of apps for Web or desktops. And more CIOs are opting for HTML5 as the preferred standard for developing cross-platform web and mobile applications. Written in JavaScript and supporting increasingly sophisticated graphic capabilities, HTML5 run in Web browsers is becoming increasingly agnostic to the nature of the device running the browser.

Reducing the need to create native applications for multiple platforms means faster time-to-market and insights by speeding up the development process while reducing costs. The smaller screens and limited computing resources of mobile devices also force developers to improve their efficiency and effectiveness. Since performance of apps can vary on different devices, and new devices continue to be introduced, CIOs should implement agile best practices in their dev/test environments.

While final specifications of HTML5 are unlikely to be ratified until 2014, a recent survey by Evans Data is very telling about adoption. Of 1,200 developers, 75% are already using HTML5 for application development.

In terms of importance to the development cycle, respondents also rated HTML5 20% higher on average than Microsoft’s Silverlight or Adobe’s Flash, both of which require tags or special plug-ins at additional cost for certain media capabilities. Notably, some major financial firms have begun to develop exclusively with HTML5 for mobile and web, giving up on creating native, platform-specific apps.

Greater Flexibility at Lower Cost

As mentioned above, the key driver of this evolution is the rich user experience demanded by new platforms. These include powerful audio and video support, increasing device storage capabilities and highly advanced accessibility. But the most significant technology facilitator has been the incorporation of auto-updating in the major browsers. This has given developers more confidence using HTML5, CSS3 and Javascript features.

In addition, next-generation no-SQL databases such as MongoDB, CouchDB and ZeroMQ alleviate the complexity of database migration scripts and code re-writes necessitated by traditional software to make even minor changes. As an open format interoperable between mobile and web, HTML5 also reduces the risk of vendor lock-in. Developers leveraging greater choice of tools and extended support available in the open source community are not limited by proprietary plug-ins.

Institutions are also using tools to measure response times for mobile apps and web performance. IT teams should establish key performance indicators (KPIs) to establish benchmarks for user experience assurance and expedite troubleshooting. While network issues may sometimes explain slow response times, developer efficiency is often more important. Composite apps with fewer page elements allow pages to load faster — even if the institution cannot cram all of the information it would like onto pages. A byproduct is tighter collaboration between IT and marketing.

Not Perfect, But Worth the Effort

Technical glitches that occur across and within mobile platforms still need to be addressed. Since HTML apps do not communicate directly with the user’s device, they cannot easily tap into native operating systems capabilities such as GPS, audio and video. For this, Forrester recommends developers use HTML5test.com, Modernizr and the HTML5 boilerplate for differences in browser support and identify cross-platform features.

Of note, older versions of Microsoft Explorer do not work effectively with HTML5. Additionally, tools and documentation for mobile web application development are not fully complete. Finally, demand for native apps will still exist where deeper hardware integration and acceleration or ultra-fast performance is required.

Nevertheless, CIOs at many financial firms see HTML5 as a high-ROI solution. It can replace the silos of native operating systems and hybrid apps build on proprietary platforms with open, device-agnostic platforms that provide full and consistent web access. With a common language, HTML5 will completely overtake native operating systems development.

Hot Topics

The Latest

Like most digital transformation shifts, organizations often prioritize productivity and leave security and observability to keep pace. This usually translates to both the mass implementation of new technology and fragmented monitoring and observability (M&O) tooling. In the era of AI and varied cloud architecture, a disparate observability function can be dangerous. IT teams will lack a complete picture of their IT environment, making it harder to diagnose issues while slowing down mean time to resolve (MTTR). In fact, according to recent data from the SolarWinds State of Monitoring & Observability Report, 77% of IT personnel said the lack of visibility across their on-prem and cloud architecture was an issue ...

In MEAN TIME TO INSIGHT Episode 23, Shamus McGillicuddy, VP of Research, Network Infrastructure and Operations, at EMA discusses the NetOps labor shortage ... 

Technology management is evolving, and in turn, so is the scope of FinOps. The FinOps Foundation recently updated their mission statement from "advancing the people who manage the value of cloud" to "advancing the people who manage the value of technology." This seemingly small change solidifies a larger evolution: FinOps practitioners have organically expanded to be focused on more than just cloud cost optimization. Today, FinOps teams are largely — and quickly — expanding their job descriptions, evolving into a critical function for managing the full value of technology ...

Enterprises are under pressure to scale AI quickly. Yet despite considerable investment, adoption continues to stall. One of the most overlooked reasons is vendor sprawl ... In reality, no organization deliberately sets out to create sprawling vendor ecosystems. More often, complexity accumulates over time through well-intentioned initiatives, such as enterprise-wide digital transformation efforts, point solutions, or decentralized sourcing strategies ...

Nearly every conversation about AI eventually circles back to compute. GPUs dominate the headlines while cloud platforms compete for workloads and model benchmarks drive investment decisions. But underneath that noise, a quieter infrastructure challenge is taking shape. The real bottleneck in enterprise AI is not processing power, it is the ability to store, manage and retrieve the relentless volumes of data that AI systems generate, consume and multiply ...

The 2026 Observability Survey from Grafana Labs paints a vivid picture of an industry maturing fast, where AI is welcomed with careful conditions, SaaS economics are reshaping spending decisions, complexity remains a defining challenge, and open standards continue to underpin it all ...

The observability industry has an evolving relationship with AI. We're not skeptics, but it's clear that trust in AI must be earned ... In Grafana Labs' annual Observability Survey, 92% said they see real value in AI surfacing anomalies before they cause downtime. Another 91% endorsed AI for forecasting and root cause analysis. So while the demand is there, customers need it to be trustworthy, as the survey also found that the practitioners most enthusiastic about AI are also the most insistent on explainability ...

In the modern enterprise, the conversation around AI has moved past skepticism toward a stage of active adoption. According to our 2026 State of IT Trends Report: The Human Side of Autonomous AI, nearly 90% of IT professionals view AI as a net positive, and this optimism is well-founded. We are seeing agentic AI move beyond simple automation to actively streamlining complex data insights and eliminating the manual toil that has long hindered innovation. However, as we integrate these autonomous agents into our ecosystems, the fundamental DNA of the IT role is evolving ...

AI workloads require an enormous amount of computing power ... What's also becoming abundantly clear is just how quickly AI's computing needs are leading to enterprise systems failure. According to Cockroach Labs' State of AI Infrastructure 2026 report, enterprise systems are much closer to failure than their organizations realize. The report ... suggests AI scale could cause widespread failures in as little as one year — making it a clear risk for business performance and reliability.

The quietest week your engineering team has ever had might also be its best. No alarms going off. No escalations. No frantic Teams or Slack threads at 2 a.m. Everything humming along exactly as it should. And somewhere in a leadership meeting, someone looks at the metrics dashboard, sees a flat line of incidents and says: "Seems like things are pretty calm over there. Do we really need all those people?" ... I've spent many years in engineering, and this pattern keeps repeating ...